Products and Services by 1 December 2022
| (a) | Time Bank will offer the following products and services:
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| (b) | Time Bank in terms of its business model will not take deposits from the Public until further notice. |
Products and Services Coming By 31st December 2023
(1) Investment Banking
| (a) | Mortgage-Backed securities |
| (b) | 4th Money Fund facilities |
| (c) | Payment of Compensations to Previous Farm Owners (PFOs) |
| (d) | International Debt Factoring |
| (e) | Derivatives |
| (f) | International Financial Agency Services |
(2) International Banking
| (a) | Export financing |
| (b) | Letters of Credit |
| (c) | Telegraphic Transfers |
| (d) | Drafts |
| (e) | Offshore Lines of Credit |
| (f) | Exchange Control Approvals |
| (g) | Export promotion and training |
| nothing |
(3) Treasury Department
| (a) | Call Deposits |
| (b) | Bankers Acceptances |
| (c) | Promissory Notes |
| (d) | Foreign Exchange |
| (e) | Fixed Deposits |
| (f) | Treasury Bills & Bonds |
| (g) | Commercial paper |
| (vii) | Commercial paper |
(4) Corporate Banking
| (a) | Business Loans |
| (b) | Agri-business loans |
| (c) | Lease Finance |
| (d) | Advisory Services |
| (v) | Chicago |
(5) Retail Banking
| (a) | Current & Savings Accounts |
| (b) | Fixed Deposits |
| (c) | Safe Custody Services |
| (d) | Money Transfer |
| (e) | Mortgage Loans |
(6) Electronic Banking
| (a) | Internet Banking |
| (b) | Mobile Banking |
| (c) | Debit Cards |
| (d) | Point Of Sale |
| (v) | Chicago |